Banking and Finance Law
Johnstone Adams’ banking, finance and creditor’s rights lawyers assist commercial clients with obtaining financing and banking clients with debt recovery litigation. Our attorneys are seasoned creditors’ rights advocates who work with our clients to determine how aggressive their strategy should be in order to meet their goals. We also represent trust departments, handle banking operational matters and defend lender liability cases. Our practice spans Alabama, Mississippi and Florida.
Today’s financial markets are extremely volatile, which translates into increased restrictions for commercial borrowers. Having seasoned, experienced senior attorneys who understand market fluctuations and its impact on both borrowers and lenders, and have the know-how to assist commercial clients to obtain the loan packages they need to get the job done. To date, our experience includes loan packages valued at up to $20 million. We are also qualified to handle SBA loans.
Our special assets and lender liability defense clients include large regional banks, regional lenders loan servicing companies and private equity portfolio purchasers. Our clients, including Regions Bank, PNC, TrustMark Bank, Hancock Bank, Capital Crossing Servicing Co., and Coastal Bank & Trust, appreciate our banking and finance attorneys who bring decades of experience to the table and provide one point of contact with the ability to cross state lines.
Snapshot of Strengths
Our wealth of experience means we don’t need to recreate the wheel. We have analyzed the necessary documents many times over and know how to quickly ascertain what’s missing. Our practice includes:
- Commercial loans
- Commercial loan workouts
- Creditors’ rights
- Special assets litigation
- Bankruptcy – borrower filing bankruptcy
- Lender liability defense
- Construction loans
- Permanent loans
- Inventory secured loans
- Working capital loans
- Asset-based loans
- SBA 7(a) and 504 program loans
- Preferred ship mortgages
- Municipal and industrial bonds
- Letters of credit
- International business transactions
- Lender liability for federal withholding taxes of borrowers
- Lender liability for environmental law violations by borrowers
- Lender liability in commercial transactions
- Mortgage escrow account practices
- Article 3, 4 and 9A issues
- Loan collections
- Statewide foreclosures
Finding the Funds
Whether you need financing for your next venture, your assets recovered or defense in a lender liability matter, experienced counsel who are immediately responsive is a priority. Johnston Adam’s banking and finance attorneys are well prepared to assist, advocate and advise. We are effective navigators of today’s complex financial markets, and our partners will work closely with you to achieve your commercial finance goals.